When the financial world began to capsize in 2006 (with the Richmond VA Condo market largely feeling the thud in the summer of 2008), the world of mortgage lending changed dramatically.  The pendulum that had swung as far to one side as to allow "NINJA Loans (No Income, No Job, No Assets)" now swung back the other way so far as to disallow almost every loan.  Condominiums, with … [Read more...]