The journal

Long-form on Richmond condos.

74 articles

Building dossiers, market reporting, financing explainers, and the occasional rant about what the broker-vocabulary gets wrong. Written by Rick Jarvis at One South Realty Group.

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Fannie Mae Just Rewrote the Condo Rulebook: What Helps Richmond Condos, and What Hurts

The biggest change to condo financing in a decade took effect August 3. Some of it is very good for Richmond condos, and some of it is going to hurt. Here's the honest split — which…

Aug 4, 2026 · 8 min read · Rick Jarvis
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The One Form That Can Kill Your Condo Deal: Fannie Mae’s 1076, Explained

Jul 28, 2026 · 8 min read

It’s a boring little questionnaire almost no buyer has heard of — and it quietly decides whether you can get a normal mortgage on a condo.…

“Tenements” in the Fan: Richmond’s Early Walk-Up Apartments — and Why They’re Condos Today

Jul 28, 2026 · 15 min read

The handsome three-story walk-ups scattered through the Fan and Museum District have a name problem — and a fascinating second life as condominiums. What they really…

The 2-Over-2 Condo, Explained: Why Richmond Is Building So Many, and Whether One Is Right for You

Jul 19, 2026 · 11 min read

A close, honest look at the stacked two-story condo — where it came from, what it does brilliantly, where it falls short, and every 2-over-2 community…

The VCU Housing Playbook: Dorm It, Rent It, or Buy It

Jun 2, 2026 · 13 min read

VCU houses only 15–20% of its students — the other 80% hit the open market. A straight-talk guide to the three doors (dorm, rent, buy) for…

Tax Abatement in Richmond: How It Built Half the Catalog — and What Killed It

Jun 2, 2026 · 5 min read

Half the lofts and conversions in Richmond exist because of one quiet piece of tax policy. Here is how the city's rehab tax abatement actually worked,…

Do High Dues Kill a Condo’s Value? It Depends Why They’re High

Jun 1, 2026 · 4 min read

High dues can absolutely drag down what a condo sells for — but not always. The number on the listing tells you almost nothing; why it…

Conversion or New Construction: The Five Kinds of Richmond Condo

Jun 1, 2026 · 6 min read

Every condo in Richmond is one of five origin stories — an old warehouse, a new high-rise, a former hospital, a converted church or school, or…

Warrantability: The Word That Decides Whether a Condo Gets Financed

May 27, 2026 · 21 min read

There are two kinds of condos in Richmond: warrantable and non-warrantable. The difference is invisible from the front door. You can tour a unit, like the…

Condo Personality

Oct 24, 2018 · 3 min read

Pretty much everything has a personality. Obviously people have a personality (and not all of them are great!), but so do areas of a city, neighborhoods…

The Dues Myth

Aug 22, 2018 · 3 min read

One of my favorite (ok LEAST favorite) statements that I hear when I am showing condos sounds something like this — ‘I like it, but the…

Self Driving Cars and Development

Jun 20, 2018 · 2 min read

The driverless car is coming. There is no doubt. Seriously, imagine pushing a button on your phone and a car appears outside your home, sans driver,…

What it is depends on where you’re from

Apr 24, 2018 · 3 min read

One of my favorite things about real estate is how local it is. Each market is unique and what is customary in one market can vary…